diff --git a/finisher_api.go b/finisher_api.go
index 39d9fca3..c52efdb8 100644
--- a/finisher_api.go
+++ b/finisher_api.go
@@ -617,7 +617,7 @@ func (db *DB) Transaction(fc func(tx *DB) error, opts ...*sql.TxOptions) (err er
 
 	if committer, ok := db.Statement.ConnPool.(TxCommitter); ok && committer != nil {
 		// nested transaction
-		if !db.DisableNestedTransaction {
+		if !db.DisableNestedTransaction && (db.PrepareStmt && !db.DisablePrepareNestedTransaction) {
 			err = db.SavePoint(fmt.Sprintf("sp%p", fc)).Error
 			if err != nil {
 				return
diff --git a/gorm.go b/gorm.go
index 37595ddd..3ef228ec 100644
--- a/gorm.go
+++ b/gorm.go
@@ -41,6 +41,8 @@ type Config struct {
 	IgnoreRelationshipsWhenMigrating bool
 	// DisableNestedTransaction disable nested transaction
 	DisableNestedTransaction bool
+	// DisablePrepareNestedTransaction disable nested transaction in prepare statement
+	DisablePrepareNestedTransaction bool
 	// AllowGlobalUpdate allow global update
 	AllowGlobalUpdate bool
 	// QueryFields executes the SQL query with all fields of the table
diff --git a/tests/prepared_stmt_test.go b/tests/prepared_stmt_test.go
index 64baa01b..3ba3d335 100644
--- a/tests/prepared_stmt_test.go
+++ b/tests/prepared_stmt_test.go
@@ -51,6 +51,14 @@ func TestPreparedStmt(t *testing.T) {
 	if err := tx.Find(&result3, user2.ID).Error; err != nil {
 		t.Fatalf("no error should happen but got %v", err)
 	}
+
+	user3 := *GetUser("prepared_stmt_transaction", Config{})
+	err := tx.Transaction(func(tx1 *gorm.DB) error {
+		return tx1.Transaction(func(tx2 *gorm.DB) error {
+			return tx2.Create(&user3).Error
+		})
+	})
+	AssertEqual(t, nil, err)
 }
 
 func TestPreparedStmtFromTransaction(t *testing.T) {